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AT&T, T-Mobile and Verizon Wireless Jointly Building Mobile Commerce Network
|18 ноября 2010|
Three of the USA's largest phone networks, AT&T, T-Mobile and Verizon Wireless have announced the formation of a joint venture chartered with building ISIS, a national m-commerce network. Isis' initial focus will be on building a mobile payment network that utilizes mobile phones to make point-of-sale purchases. Utilizing smartphone and near-field communication (NFC) technology, Isis expects to introduce its service in key geographic markets during the next 18 months.
Michael Abbott has been named as Chief Executive Officer of Isis. Formerly with GE Capital, Abbott is a veteran financial services executive with extensive experience in the payment and technology industries.
"Our mobile commerce network, through relationships with merchants, will provide an enhanced, more convenient, more personalized shopping experience for consumers," said Michael Abbott, Chief Executive Officer of Isis. "While mobile payments will be at the core of our offering, it is only the start. We plan to create a mobile wallet that ultimately eliminates the need for consumers to carry cash, credit and debit cards, reward cards, coupons, tickets and transit passes."
Isis is also working with Discover Financial Services' payment network, currently accepted at more than seven million merchant locations nationwide, to develop a mobile payment infrastructure for the joint venture. Barclaycard USA is expected to be the first issuer on the network, offering multiple mobile payment products.
"We believe the venture will have the scope and scale necessary to introduce mobile commerce on a broad basis. In the beginning, we intend to fully utilize Discover's national payment infrastructure as well as Barclaycard's expertise in contactless and mobile payments," said Abbott. "Moving forward, Isis will be available to all interested merchants, banks and mobile carriers."
How It Works
The new venture will enable contactless mobile payment and commerce services using near-field communication technology. NFC uses short-range, high frequency wireless technology to enable the encrypted exchange of information between devices at a short distance. The new system is being designed and built to include strong security and privacy safeguards.
Источник: Cellular news